The Floria hail damage claim lawyers help individuals whose hail damage claims have been denied, delayed, or underpaid. If you have made a hail damage claim for your home or property and you have been waiting for payment more than 90 days, your claim might be wrongfully delayed. But delays aren’t the only issues that homeowners face. Sometimes hail damage claims are outright denied. If your claim has been denied, you have the right to know why it was denied and have the right to appeal the denial. And finally, if your settlement doesn’t cover the full cost of your damages, you may have the right to ask for more money, or submit additional documentation to support your claim for more money. Sometimes underpaid claims are the result of misunderstandings about the nature of a homeowner’s or property insurance policy. But sometimes insurance adjusters do misrepresent policies and sometimes they do make mistakes. Sometimes improper documentation or communication with insurance companies results in denied claims. If your claim has been denied, delayed, or underpaid, you have rights. The Shochet Law Group is a Florida hail damage claim lawyer that may be able to help you with your claim.
Reasons Why Your Florida Hail Damage Claim Might Have Been Denied
There are many reasons why a hail damage claim in Florida might have been denied. Hail damage is typically covered under a standard homeowner’s insurance policy or commercial property insurance. A hail damage claim can be denied because the damage didn’t meet the deductible, because you didn’t pay your claim on time, or because you didn’t submit a claim within the insurer’s time limits. These are legitimate reasons why an insurance company might deny your claim. But there are other reasons too. Insurance companies may deny your claim if they misrepresent the language of your policy or wrongfully claim that you are not covered when you are, in fact, covered. Sometimes insurance adjusters offer individuals lower settlements than they may deserve. If an insurance adjuster uses a formula or computer program to estimate the value of a claim, the program may not always provide an accurate estimate. Costs of materials can change and with inflation rising, the cost of contractors and materials may be higher than when the algorithm was put together. Sometimes insurance companies don’t take into account real costs like material waste or excess that is a real cost when making certain types of repairs.
By providing your insurance adjuster with accurate estimates and information, you may be able to get a better settlement. It can also help to understand exactly how your insurance company arrived at the settlement estimate it has made. For example, has your insurance adjuster taken into account all possible costs involved in repairing hail damage?
The Florida hail damage claim attorneys at the Shochet Law Group may be able to help you with this process. Our lawyers can review your homeowner’s policy and help you understand your rights and obligations. We can look at estimates of the damage that contractors have offered you and we can negotiate with adjusters to help you get the best possible settlement permitted under the law. We can also take your insurance company to court if they acted in bad faith. If your hail damage claim has been denied, delayed, or underpaid, reach out to the Florida hail damage claim lawyers at the Shochet Law Group today.
What is Hail Damage?
Hail can cause serious damage to your home. It can damage your roof, windows, and even the structure of your home. Hail is not like rain or snow. It is ice that falls from the sky. Imagine chunks of ice falling from the clouds and hitting your home and roof. Even if the chunks of ice are small, they can be moving at high velocities and can cause serious damage. Hail can fall at anywhere from 44 miles per hour to as much as 72 miles per hour, and hail can be as small as a pea or as large as a grapefruit. Hail typically forms when water is pushed into the high parts of the atmosphere. When the ice becomes too heavy to be pulled up, gravity takes over, and it falls down. Florida is one of the areas in the country where hailstorms are possible. Our unique climate puts us at risk of hailstones. Hail can occur in the middle of a hurricane where violent winds can send water high up into the atmosphere.
If your home suffered hail damage, you should report the damage to your insurance company as soon as possible. Most standard homeowner’s insurance policies cover hail damage. But delaying in reporting damages can result in loss of coverage or coverage being denied. If you are having trouble with a hail damage claim, reach out to the Shochet Law Group, a Florida hail damage claim law firm. Our hail damage claim lawyers work closely with homeowner’s who have suffered damage after severe storms and hurricanes. We can help you with submitting your claim, appealing your claim, and fighting for the best possible settlement.
Contact a Hail Damage Claim Denial Lawyer in Florida Today
The hail damage claim denial lawyer in Florida at the Shochet Law Group can work with you to help you get the best possible settlement under the law. Our hail damage claim denial lawyers in Florida can appeal your denied claim, understand why your claim was denied, and fight to help you get the best settlement under the law. If your home has been damaged, you may be under immense stress. You may be facing a range of challenges and need your claim to be settled as soon as possible so you can make repairs. If your Florida hail damage claim is being delayed, denied, or underpaid, you may have rights. Reach out to the Shochet Law Group today