Commercial Property Damage Claims in Florida

Has your business suffered water, mold, fire, smoke or storm damage? Or was your business insurance claim denied or underpaid? 

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Commercial Property Damage

There are many types of commercial property insurance claims that are covered by most commercial insurance policies. Unfortunately, insurance companies play games and use tricks to deny the claim entirely or underpaying business insurance claims since it is often cheaper to pay their lawyers to defend these claims than to pay the entire claim outright.

We fight to make sure you are not underpaid or denied by the insurance company and get everything you are entitled to under your insurance policy. If you have a commercial property insurance claim that was wrongfully denied or underpaid by your insurance company, or you need assistance with the filing of your business insurance claim, call the experts at Shochet Law immediately!

Commercial Property Insurance Claims

There are provisions in your commercial lines insurance policy, insurance companies are required to bring your business to its pre-loss condition after a disaster occurs. Sadly, this is often not the way the insurance company behaves. In response to a claim for damages to your business, the insurance companies will typically send out insurance adjusters who lowball and underpay your claim. Sometimes they wrongfully deny your commercial insurance claim in its entirety. Other than recovering money for damages to your business / commercial property, business owners may also be entitled to insurance proceeds for business interruption and lost profits during the time that the business is being restored. Making sure that your insurance claim is filed properly can dictate the difference between a denied claim or a paid claim. This could lead to you going out of business as well.

The commercial property claims listed below are often denied by insurance companies because of improper claims presentation:

  • Retail Stores
  • Restaurants and Bars
  • Apartment Buildings
  • Churches/Temples/Religious Buildings
  • Warehouses
  • Malls and Strip Malls
  • Condominiums

Types of Commercial Property Insurance Claims:

  • Water Damage
  • Mold Damage
  • Septic and Sewer Back-Ups
  • Pipe Breaks and Water Leaks
  • Roof Leaks
  • Flood Damage
  • Fire and Smoke Damage
  • Storm Damage
  • Hurricane Damage
  • Wind Damage
  • Hail Damage
  • Business Interruption
  • Vandalism, Theft or Burglary
  • Floor and Tile Damage
  • Foundation Cracks or Failures